AML & KYC Readiness Review
Focused assessment of customer onboarding, screening, escalation, and file completeness for fintechs facing AML program scrutiny.
View engagementFintech compliance audits · Taiwan
Control truth before the examination room.
North Harbor Compliance Studio reviews how payment firms, lenders, and remittance operators actually run AML, KYC, and complaints controls — then returns a findings memo your directors can use.
Fieldwork in Kinmen and across Taiwan — sampling files, not staging dashboards.
Flagship engagement
Fintech Control Audit
For fintech teams preparing for licensing reviews, banking diligence, or an internal board challenge. We test whether stated procedures match customer files, escalation logs, and ownership maps — then grade residual risk in plain language.
- 3–6 week hybrid engagement after a scoping workshop
- Policy sampling across AML, KYC, complaints, and monitoring
- Findings memo plus remediation sequencing with named owners
What you leave with
A board-ready summary, evidence gaps called by name, and a remediation order that respects how small compliance teams actually work.
We do not sell software, retainers disguised as “platforms,” or generic maturity scores. The deliverable is fieldwork you can defend.
Related engagements
Adjacent work when a full audit is more than you need
Choose a narrower review when your pressure point is onboarding quality, examination prep, or a partner questionnaire.
Licensing Examination Prep
Pre-examination walkthroughs that organize evidence, rehearsal questions, and ownership maps for fintech licensing or renewal reviews.
View engagement
Partner Diligence Support
Independent packaging of control evidence for banking partners, investors, or acquiring institutions reviewing a fintech’s compliance posture.
View engagement
From the field
Evidence over applause
“Their control audit caught that our complaints log was updated weekly while our policy claimed same-day logging.”
Mei-Ling Hsu · Head of Compliance, regional remittance firm
Client stories stay specific: file quality, binder structure, and diligence answers that refuse to over-promise. Read the longer notes on our client stories page.
Read client storiesField notes
Guides from recent audit rooms
What examiners usually ask first in a fintech AML file review
Before they open a transaction log, most examiners want to know who owns escalation decisions and how quickly those decisions are recorded.
Sampling KYC files without drowning your operations team
A practical way to choose file samples that reveal real onboarding risk instead of producing an unmanageable spreadsheet exercise.